1. ” Enhance Your Beauty at Cherry K Aesthetic Clinic and enjoy 30,000 MMK Off when you pay with KBZPay “ Campaign takes place  on 8^th September 2025 to 14^th September 2025.
2. KBZPay Level 1.5, Level  2 and Youth Account Customers can participate in this campaign. If Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level 2 successfully. 
3. The purpose of this Campaign is for KBZPay Level 1.5 and Level 2 Customers and Youth Account Customers to get instant cash deduction by making purchases Two Hundred Thousand (200,000) Kyats and above successfully at Cherry K Aesthetic Clinic and Pay with KBZPay by scanning Cherry K Aesthetic Clinic’s KBZPay      QR or KBZPay MMQR during this Campaign period.
4. It will be eligible for the payment of Two Hundred Thousand (200,000) Kyats and above for making  payments by scanning the KBZPay QR or KBZPay MMQR Code of the Cherry K Clinic and the customer will receive a Thirty Thousand (30,000) Kyats discount instantly. And then such a Thirty Thousand (30,000) Kyats discount is deducted from the amount to be paid and the remaining balance shall be paid.
5. During the Campaign period, one KBZPay Account can be entitled to receive one chance. There are limited Ten (10) cash deduction quotas per each day with a first      come, first served basis. KBZPay users who make purchases after exceeding the limit will not be eligible for instant cash deduction as there are limits about the number of the times for cash deduction will be given per day.
6. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
7. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account.
8. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
9. Customers are strictly forbidden to involve in any other form or manner of fraudulent activities during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner  of fraudulent activities.
10. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
11. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
13. All normal KBZPay Terms and Conditions and the Terms and Conditions of the Cherry K Aesthetic Clinic      apply.These 
14. Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
15. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
16. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail. 

1. “Pay with KBZPay’s QuickPay and enjoy exciting Cashback rewards” Campaign takes place from 1^st September 2025 to 10^th September 2025.
2. KBZPay Level 1.5, Level 2 and Youth Account Customers can participate in this Campaign.  If KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level  2 successfully.
3. The purpose of this Campaign is for KBZPay Level 1.5,Level 2 and Youth Account Customers to get Cashbacks when they make the payment  twenty thousand (20,000)kyats and above successfully through QuickPay Categories in KBZPay Application and complete the payment successfully to enjoy the special reward up to Fifty Thousand  (50,000) Kyats or (2000) Kyats coupon that can be applied at QuickPay category only. During the Campaign period, the Cashbacks are as follows.

• Fifty Thousand  (50,000 ) Kyats Cashback
• Two Thousand (2000) Kyats Coupon
• Thank You

4. It will be eligible only for the Customers who make the payment of at least Twenty Thousand  (20,000) Kyats and above for a single      payment amount via QuickPay Categories in KBZPay Application and they will have a chance to open the gift box and enjoy the special reward           mentioned in Clause 3 during this Campaign period.     
5. During the Campaign period, one KBZPay Account can be entitled to receive one (1) chance only. KBZPay Customers will be able to get their Cashback directly to their KBZPay wallets of eligible Customers in this Campaign and it can be checked under their KBZPay’s “History”.  KBZPay Customers      who make purchases after exceeding the cashback      limit will not be eligible for cashback and coupons as there are limits for cashbacks that will be given every day for eligible payments. Coupons will be delivered directly to the KBZPay app “My Coupons” under “My Profile” of eligible participants in this Campaign.
6. Coupons will be valid only during the campaign period and the Coupons will expire at the end of this Campaign period. Customers can reuse these for purchasing through QuickPay Categories in KBZPay Application before the expiration date.
7. Cashback will be received directly into the KBZPay wallet. However, the cashback  credited timeline may be varied in the event outside the control of KBZ.
8. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
9. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account.
10. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
11. Customers are strictly forbidden to involve in any other form or manner of fraudulent activities during this Campaign. KBZ      has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activities.
12. In the event of any dispute arising between KBZPay Customers and KBZ      regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ  without any prejudice to the statutory rights of the Customer.
13. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
14. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
15. All normal KBZPay Terms and Conditions apply.
16. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
17. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
18. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

To ensure the best experience with KBZPay, we encourage you to upgrade to the latest version of the app. The new update brings enhanced security measures to protect your mobile wallet and personal information, along with exciting new features and performance improvements.

Key Benefits of Upgrading

1. As KBZPay is an essential part of your daily life, we’ve strengthened security systems and made important updates to safeguard your account and personal data.
2. Enhanced Payment Convenience
   • Easily scan and pay using MMQR
   • Double-tap to zoom in on QR codes when scanning
3. Stronger Bank Account Security
   • Enhanced technology has been introduced to improve the safety of bank account linking
   • Automatic linking to bank accounts has been adjusted to reduce the risk of unauthorized transactions
4. New Entertainment Features
   • Watch engaging content with the new Short Drama feature
   • Enjoy casual gaming in your free time through Arcade
   • Version 5.8.2 provides more reliable and timely notifications
   • Improved communication through OA+ (Notification System)
5. Improved Mini App Experience
   • Smoother and more responsive use of OA and Mini App Platform
6. User-Friendly Design Enhancements
   • A clean, intuitive interface designed for everyday use
   • Pin your top 8 favorite services under “My Services” for quick access
   • Receive alerts about campaigns, updates, and opportunities through enhanced notifications

Update your KBZPay app today to enjoy a more secure, smooth, and engaging experience.

1. ” Shop with joy at KBZPay Mini Apps and get double benefits”  Campaign takes place from 1st September 2025 to 10th September 2025.
2. KBZPay Level 1.5 and Level 2 Customers can participate in this Campaign.  If KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level  2 successfully.
3. The purpose of this Campaign is for KBZPay Level 1.5 and Level 2 Customers  to get Cashbacks when they make the payment  30,000 kyats and above at the merchants  of KBZPay Mini Apps under Shopping category successfully.
4. It will be eligible only for the Customers who make the payment of at least thirty thousand kyats (30,000 MMK) and above successfully in one transaction at KBZPay Mini Apps under hopping category during this Campaign period. Customers will also get notification for Cashback after payment is successful. The Cashbacks are as follows- 

• Five thousand (5,000)  Kyats Cashback
• Ten thousand (10,000) Kyats Cashback

5. During the Campaign period, one KBZPay Account can be entitled to receive one chance per day and a total ten chances can be received during the whole Campaign period. This is a first come,first serve basis and there will be limited Cashbacks for each day.  KBZPay Customers who make purchases after exceeding the Cashback  limit will not be eligible for  Cashback as there are limits for  Cashbacks  for every day     .
6. KBZPay Customers will be able to get their Cashback directly to their KBZPay wallets of eligible Customers in this Campaign and it can be checked under their KBZPay’s “History”. Cashback will be received directly into the KBZPay wallet. However, the Cashback  credited timeline may be varied in the event outside the control of KBZ.
7. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
8. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account.
9. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
10. Customers are strictly forbidden to involve in any other form or manner of fraudulent activities during this Campaign. KBZ      has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activities.
11. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ  without any prejudice to the statutory rights of the Customer.
12. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
13. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
14. All normal KBZPay Terms and Conditions and the Terms and Conditions of relevant Merchants apply.
15. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
16. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
17. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail. 

1. “Celebrate Medicare’s 8th Anniversary with KBZPay and Win Big Daily Campaign” takes place from 1st September  2025 to 15th September  2025.
2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 1.5 or KBZPay Level 2 and Youth Account Customers.  If KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level  2 successfully. 
3. The purpose of this Campaign is for KBZPay Level 1.5, Level 2 and Youth Account Customers to receive Cashbacks randomly by making purchases of Thirty Thousand (30,000) Kyats and above at Medicare Outlets (Except Yangon Outlets) during the Campaign and Pay with KBZPay successfully by scanning Medicare’s KBZPay MMQR Code (or) KBZPay QR Code (or) with Customer Present KBZPay QR Code (or) manually adding shortcode of Medicare’s shop (or) Own Scan (Micro Pay).
4. It will be eligible for the payments of Thirty Thousand (30,000) Kyats and above, and also payments  at  Medicare Outlets (except Yangon Outlets) as below, by scanning the Medicare’s KBZPay MMQR Code(or) KBZPay QR Code of the  Medicare (or) with Customer Present QR Code (or) adding shortcode of Medicare’s shop  (or) Own Scan (Micro Pay) and will receive a chance to open the gift box and win random cashback. 
5. KBZPay Customers can receive a chance to open the gift box once each time they make a payment of  Thirty Thousand (30,000) Kyats and above by KBZPay Application during the campaign period.Cashback rewards are
   • One Thousand (1,000) Kyats Cashback
   • Five Thousand (5,000) Kyats Cashback
   • Ten Thousand (10,000) Kyats Cashback
   • One Hundred Thousand (100,000) Kyats Cashback and
   • Thank You.

Customers will be entitled to receive their Cashback instantly and directly to their KBZPay wallets of eligible Customers in this Campaign and it can be checked under their KBZPay’s “History”. KBZPay users who make purchases after exceeding the limit will not be eligible for cashback as there are limits about the number of the times for cashbacks will be given every day.

6. Cashback will be credited directly to KBZPay wallets of eligible Customers in this Campaign. However, the Cashbacks credited timeline may be varied in the event outside the control of KBZ.
7. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
8. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
9. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
10. Customers are strictly forbidden to involve in any other form or manner of fraudulent activity during this Campaign. KBZ has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activity.
11. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
12. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
13. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
14. All normal KBZPay Terms and Conditions and the Terms and Conditions of the Medicare apply.
15. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
16. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
17. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail. 

1. “Buy Gift Card on KBZPay and Win Exciting Rewards” Campaign  takes place from 24th August 2025 to 2nd September 2025.
2. In order to participate in this Campaign, KBZPay Customers need to be KBZPay Level 1.5, KBZPay Level 2 and Youth Account. If KBZPay Level 1  Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully. 
3. The purpose of this Campaign is for KBZPay Level 1.5, Level 2 and Youth Account Customers to purchase at the selected Gift Card on KBZPay  and pay Ten thousand (10,000) kyats and above via KBZPay successfully during the Campaign period and can get a chance to win the following rewards:

Cashback	Coupon	Special Prizes
500 Ks1,000 Ks3,000 Ks5,000 Ks and Thank you.	5,00 Ks 1,000 Ks 3,000 Ks	Infinix GT 30 ProHuawei Fit 4 ProHuawei Fit 4Redmi Buds 6 Pro

4. To be eligible for a chance to win the rewards, the payment amount must be 10,000 kyats and above and also payments at selected Gift Card will receive a reward.There is no limit on the number of chances during the Campaign. Customers will receive chances based on their gift card purchase amount as follows:

Payment Amount	Available Chances
10,000 ≥x <30,000	1 time
30,000 ≥ above	3 times

5. Customers can enjoy a lucky draw chance when they make a payment of Ten thousand (10,000) kyats  and above via KBZPay successfully at the selected Gift Card  listed below.

No	Gift Card List
1	Mobile legends Bang Bang
2	Apple/iTunes(US Region)
3	PUBG
4	Honor of Kings
5	Roblox
6	Steam Wallet (SG Region)
7	Free Fire(Global)
8	PlayStation Network (US Region)
9	PlayStation Network (SG Region)
10	Razer Gold (US)
11	Nintendo eShop (US Region)
12	Valorant (US Region)
13	Arena Breakout
14	NetFlix Movie Cards
15	MyanmarNet
16	Magic Chess: Go Go
17	Viber Plus
18	Razer Gold (Global)
19	Spotify (US Region)
20	Xboxs (US Region)
21	Blizzards (US Region)
22	Minecraft Cards
23	Life After
24	Microsoft (US Account)
25	Wun Zinn
26	XBox Game Pass Core(US)
27	Shwe Note
28	League of Legends(US)
29	EA Play(US)
30	New State Mobile (NC) Cards
31	Riot Access Points (US

6. Campaign is not available for the other payments aside from payment at the selected Merchant which are specified in Clause (5). 
7. The Coupon received from this Campaign can be redeemed according to the below conditions.

No	Coupon (Amount)	Minimum Purchase
1	500 MMK	3,000 kyats and above
2	1,000 MMK	5,000 Kyats and above
3	3,000 MMK	10,000 kyats and above

8. The Customers can access the coupon by navigating to “Coupons” in KBZPay. Each coupon is valid for 3 days starting from the date of receipt. The Coupon can be used  if you purchase the KBZPay Gift Card before its expiration date. According to the terms and conditions, the Customers  can  still redeem the coupon within the remaining  validity periods  even after the Campaign ends.
9. Cashback will be credited directly to KBZPay wallets of eligible Customers in this Campaign and it can be checked under their KBZPay’s “History”. KBZPay users who make purchases after exceeding the limit will not be eligible for rewards as there are limits about the number of the times for cashbacks will be given every day. The reward credited timeline may be varied in the event outside the control of KBZ.
10. Special Prize Winner must contact the KBZ Bank (query@kbzpay.com) with their personal information such as name, NRC, phone number and current address as well as the received verified Screenshot. When KBZ has received all necessary information, the Winner will be notified the address where the Special Prize can be collected when KBZ has received all necessary information.
11. The Special Prize Winner is required to redeem his/her Special prize at KBZ’s designated place along with the required documents to collect the Special Prize himself/herself within ( 30 ) working days. If the Winner is not able to collect the Prize within designated (  30  ) working days, KBZ Bank shall withdraw the prize. The Winner may accept the Special Prize only after verification at the time of receipt. KBZ will not be liable for any errors or damage in the Special Prize received by the Winner. The Special Prize winner is not allowed to exchange,transfer, or exchange the mega prize as cash.
12. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
13. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account articles.
14. KBZ employees will never ask the participants in the Campaign for OTP, PIN, or KBZPay Account information.
15. Customers are strictly forbidden to involve in any fraudulent activity in any other form or manner during this Campaign. KBZ has the right to cancel and/or ban any Customer who is suspected to be involved in any fraudulent activity in any form and/or manner.
16. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
17. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
18. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice. 
19. All normal KBZPay Terms and Conditions and relevant Merchants  terms and conditions  shall  apply.
20. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
21. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
22. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

1. “9.9 Super Sale” Campaign will be started from 1st September 2025 till 09th September 2025.
2. KBZPay Level 2 and Youth Account Customers can participate in this Campaign. If Level 1 or Level 1.5 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully.The Customers need to upgrade their KBZPay Application to the 5.8.3 version and above.
3. The purpose of this Campaign is to provide special discounts and enjoy delivery fees discount for KBZPay Level 2 and Youth Account Customers using KBZPay Application version 5.8.3 and above who purchase from Merchant via KBZPay Market and making payment with KBZPay successfully.
4. “9.9 Super Sale” Campaign offers special programs such as delivery discounts, “Hottest Deals in Town”, “Mega Price Drop” and “Crazy Offers” program during the Campaign period. For a discounted delivery plan, first 150 orders of 50,000 Ks & above minimum purchase value on 3rd & 4th September 2025 will  start at delivery cost Five Hundred (500) kyats for purchases of Fifty Thousand (50,000) kyats or more successfully.
5. In the KBZPay Market’s “9.9 Super Sale Campaign, “Hottest Deals in Town” program will be held two (2) times during this Campaign period. The first time “Hottest Deals in Town” program will be held on 01st September 2025 and the second time  will be held on 09th September 2025. For the first “Hottest Deals in Town” program that starts on 01st September 2025, Customers can start purchasing only on 01st September 2025 at 9:00PM. For another  “Hottest Deals in Town” Activity on 09th  September 2025, Customers can start purchasing only on 09th September 2025 at 9:00PM. As these are direct discounts, they will be converted from the original price of selected items into discounts as soon as 9:00PM.
6. The Mega Price Drop discount program will be held for (9) days from 01st September 2025 to 09th September 2025, and will be available for purchase at direct discounts.

7. The Crazy Offers program will be held for two (2) days on 06th September, 2025 and 07th September, 2025, and will be available for purchase of selected items at direct discounts.
8. During the “9.9 Super Sale” Campaign period, Customers shall purchase the items at the direct discounts during the “Hottest Deals in Town”, “Mega Price Drop” and “Crazy Offers” program and there is no need to use a coupon code to purchase.

9. Customers can purchase the products from the Merchants via KBZPay Market from KBZPay App mini icon, KBZPay Home page banner, KBZPay Facebook, Viber, and KBZPay Market Official Account (5.8.3 version and above) for the “9.9 Super Sale”. The delivery coverages that are eligible for this Campaign are the whole country of Myanmar.
10. The products included in the Campaign may be limited in quantity and Customers need to purchase immediately. KBZPay will not be considered as successfully purchasing a Customer’s order without sending an order confirmation from KBZPay to the Customer and these orders can be canceled by the Merchant at any time. KBZPay will not be responsible for the delivery of these orders to the Customer.
11. KBZPay Market is the marketplace where merchants can manage their own stores. The cancellation  from the Merchants’ side will not take any responsibility from KBZPay. However, KBZPay Market will take action against the Merchant who cancels without reasonable or credible reason and other bad behavior based on the rules and regulations set by the KBZPay Market.
12. The Customer acknowledges and agrees that KBZ shall not be liable to the Customer or any third party for any discontinuation or inability to access the Services provided to the Customers under this Campaign.
13. KBZPay and Merchants will endeavor to deliver the products within the specified delivery timeline for the purchased products of Customers who purchased from the specified townships, however, KBZPay and Merchants will not be liable if Merchants cannot deliver the products to the Customers due to force majeure events beyond the control of the KBZPay and Merchants.
14. KBZPay and Merchants shall have the right to return the products that cannot be delivered on time to the Customer due to force majeure events beyond the control of KBZPay and Merchants at any reasonable time or to refund the Customers for such products, at the discretion of KBZPay and Merchants.
15. If there is a problem related to cancellation, return, fraud case, and unqualified products, the Customer must submit to the Merchant through KBZPay Market within (48) hours after receiving the products. The Merchant shall be responsible for the exchange or refund of the products which need to be exchanged. If there is a dispute about the products between the Merchants and Customers, the KBZPay Marke decision will be final.
16. During this Campaign period, KBZPay Application 5.8.3 and above version Customers will be entitled to enjoy benefits stated in these Terms and Conditions until the termination or at the end of this Campaign, and all benefits stated in these Terms and Conditions will be expired at the termination or the end of this Campaign.
17. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN, or Account information of Customers participating in this Campaign.
18. KBZPay Customers are strictly forbidden to involve in any other form or manner of  fraudulent activities during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
19. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
20. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and/or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
21. The Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
22. All normal KBZPay Terms and Conditions apply.
23. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
24. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances.
25. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

1. “NEC Fans’ MVP” Campaign will be from 18th August 2025 to 24th August 2025.

2. KBZPay Level 1.5 and 2 Customers will be able to participate in this Campaign. KBZPay Level 1 Customers need to upgrade to Level 2 successfully, and new Customers must be registered as KBZPay Level 2 Customers successfully to participate in this Campaign.

3. The purpose of this Campaign is for the KBZPay Customers in the Myanmar Esports Industry to score their favourite team in National Esports Championship and get special rewards.

4. The team who gets the most scores in the Championship will be awarded the prize by KBZPay, at the National Esports Championship on-ground event held on 23rd and 24th August 2025.

5. Each top 10 KBZPay Customers who scored the most for the “NEC Fans’ MVP” awarded team will get a chance to enjoy the special rewards as a special dinner with the “NEC Fans’ MVP” awarded team and a Team Jersey. 

6. During the Campaign period, KBZPay Customers have to collect points to score their favourite teams, and they must score their favourite team with the collected points before 24th August 2025, 12:00 PM.

7. For the special reward chances, the first KBZPay Customer who scored the teams  within the shortest time will be prioritized for the ranks.

8. KBZPay Customers have to complete daily tasks accordingly to get the points to score the team.

9. Each collected point allows Customer to score one favorite team. The point will be deducted upon use.

How to collect points to score the favourite team

• Share the Campaign on Social Media ( 1 time during the Campaign period)
  
• Play any Arcade Game until 1 level is passed at least
  (  2 times per day)
  
• Top Up at least 1,000 Ks and above (unlimited per day)
  
• Buy Short Dramas at least 150 Ks and above (unlimited per day)
  
• Buy Gift Card at least 5,000 Ks and above (unlimited per day)

10. The Winners will be announced by KBZ within 10 working days after the Campaign ends, and the Special Dinner Event with the NEC Fans’ MVP awarded team will be announced separately.

11. The Winners are not allowed to exchange, transfer, or exchange their Rewards  as cash.The Winner Announcement and reward awarding timeline may be varied in the event outside the control of KBZ.

12. Customers can participate in this Campaign via KBZPay app banners, notifications, KBZPay Official Account articles, and invitation links from social media. 

13. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.

14. Customers are strictly forbidden to involve in any other form or manner of fraudulent activity during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activity.

15. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.

16. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.

17. KBZ, at any time, shall have the right to amend, or cancel, or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice. 

18. All normal KBZPay Terms and Conditions and the Terms and Conditions of Merchant shall also apply.

19. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

20. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.

21. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.

                                 

1. BZPay Level 1.5,      Level 2 and Youth Account Customers can participate in this Campaign.  If KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to  KBZPay Level  2 successfully.
2. The purpose of this Campaign is for KBZPay Level 1.5,      Level 2 and Youth Account Customers  to get Cashbacks when they make the payment  ten thousand (10,000     )kyats and above at the City Express with KBZPay successfully through Own Scan(Micro Pay).     

3. It will be eligible only for the Customers who make the payment of at least ten thousand(10,000     ) Kyats and above successfully in one transaction at City Express  with KBZPay successfully through      Own Scan(Micro Pay) during this Campaign period and get a chance of gift box which and enjoy the Cashbacks mentioned in below.     The Cashbacks are as follows. 

• Five Hundred (500)  Kyats Cashback
• Thank You.

4. During the Campaign period, one KBZPay Account can be entitled to receive one chance per day and ten chances can be received during the whole      Campaign period. KBZPay Customers will be able to get their Cashback directly to their KBZPay wallets of eligible Customers in this Campaign and it can be checked under their KBZPay’s “History”.  KBZPay Customers who make purchases after exceeding the      Cashback  limit will not be eligible for      Cashback as there are limits for      Cashbacks      will be given every day     .
5. Cashback will be received directly into the KBZPay wallet. However, the C     ashback  credited timeline may be varied in the event outside the control of KBZ.
6. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period. 
7. Customers can participate in this Campaign via KBZPay app banners, notifications, and KBZPay Official Account.
8. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
9. Customers are strictly forbidden to involve in any other form or manner of fraudulent activities during this Campaign. KBZ      has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activities.
10. In the event of any dispute arising between KBZPay Customers and KBZ      regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ  without any prejudice to the statutory rights of the Customer.
11. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
13. All normal KBZPay Terms and Conditions and the Terms and Conditions of City Express      apply.
14. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
15. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
16. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.