1. “Spread the joy this Christmas and New Year with KBZPay Pocket Money” Campaign starts from 21st December 2024 to 1st January 2025.
2. KBZPay Level 1.5 ,Level 2 and Youth Account Customers will be able to participate and need to collect Snowflakes to get the christmas and new year pocket money before the pocket money opening days.
3. The purpose of this Campaign is to enable KBZPay Customers to get Christmas and New Year pocket money. After collecting snowflake in advance, the Customer can get one of three types of pocket money prizes pool such as Snowman, Reindeer and Santa Claus , depending on the number of snowflake that they have collected. Additionally, with the collected snowflake, customers can exchange the coupon and open the mystery box to get the cashback and other special prizes.
4. In order to get the Snowflakes , KBZPay Customer will have to complete the following tasks and collect the snowflakes.
4.1 Invite KBZPay New Users
There is no limitation on the number of new users that can be invited. However, during the campaign period, numbers of cashback and Snowflakes will be provided for up to 8 successful invitations. Both the inviter will receive specific cashbacks and Snowflakes, and the invitee will receive specific cashbacks and coupons once the invitee successfully upgrades to KBZPay Level 2.
4.2 Mutual Assist between Participants
To collect snowflakes, participants can assist each other by sending the Link specified by KBZPay and entering the shared Link through social media during the campaign period. Each participant can request assistance or provide assistance up to three times per day. However, they can only assist or be assisted by the same friend once per day.
4.3 Make payment 30,000 Kyats and above with a QR Code Payment at the Merchant Shops by scanning the Merchant Shops’ QR Codes
4.4 Pay 30,000 kyats and above for Any Bill Payment or Quick Pay by KBZPay
4.5 Top up the Gift Card with 10,000 Kyats or above by KBZPay,
4.6 Cash in 10,000 Kyats and above to KBZPay Wallet
4.7 Enter the KBZPay Market and check the best deals
4.8 Reads and likes the articles on the Official Account in the Campaign page
4.9 Enter and observe the My Medicine
4.10 Enter and observe the any KBZPay Mini Apps
5. The following snowflakes can be collected when the users finished the following tasks:
| NO | Category of tasks | Permitted maximum numbers of times per day | Collected Snowflake Per Time | Total snowflakes Per day |
| 1 | Invite new user | Unlimited (up to 8 invitations/ 8 times can get maximum rewards) | ||
| 2 | Mutual assist | 3 | 7 | 21 |
| 3 | Cash in 10,000ks and above to KBZPay Wallet | 3 | 13 | 39 |
| 4 | Pay 30,000 Ks and above at the KBZPay Merchant by scanning the Merchant Shops’ QR Code | 3 | 13 | 39 |
| 5 | Pay 30,000 kyats and above for Any Bill Payment or Quick Pay | 3 | 13 | 39 |
| 6 | Top up the Gift Card with 10,000 Kyats or above by KBZPay, | 3 | 13 | 39 |
| 7 | Enter the KBZPay Market and check the best deals | 1 | 6 | 6 |
| 8 | Reads and likes the articles on the Official Account in the Campaign page | 1 | 6 | 6 |
| 9 | Enter and observe the My Medicine | 1 | 6 | 6 |
| 10 | Enter and observe the KBZPay Mini Apps | 1 | 6 | 6 |
6. KBZPay Customers can exchange the following coupons using the snowflakes they have collected at the coupon exchange section in KBZPay.Each Customer can claim and redeem a maximum of 5 coupons per day.
| No | Type Of Coupons | Amount (Ks) | Conditions of Usage | Required Snowflakes |
| 1 | Top-up 200ks Coupons | 200 | 2000 ks and above | 5 |
| 2 | Top-up 500 ks Coupons | 500 | 3000 ks and above | 7 |
| 3 | Top-up 1,500 ks Coupons | 1500 | 10000 ks and above | 9 |
| 4 | billpayment 500 ks Coupons | 500 | 3000 ks and above | 7 |
| 5 | billpayment 1,500 ks Coupons | 1500 | 10000 ks and above | 9 |
| 6 | gift card 400 ks Coupons | 400 | 2500 ks and above | 7 |
| 7 | gift card 2,500 ks Coupons | 2500 | 15000 ks and above | 9 |
| 8 | KBZPay market 4000 ks Coupons | 4000 | 20000 ks and above | 9 |
Customers can check their coupons in the ‘My Coupons’ section under ‘My Profile.’ The validity of each coupon is 24 hours, and once the 24hours expire, the coupon will no longer be valid for use.
7.KBZPay Customers can open the mystery box using the snowflakes they have collected and win special rewards, including the Samsung Galaxy A55. Each time KBZPay Customers open the Mystery box every day during the Campaign, 20 snowflakes will be automatically deducted for each time. The rewards are-
- Cashback 300 Ks
- Cashback 500 Ks
- Cashback 1200 Ks
- Cashback 3000 Ks
- Cashback 5000 Ks
- Cashback 10,000 Ks
- KBZPay Advent Calendar (4 units) with each KBZPay Advent Calendar including a Samsung Galaxy A 55.
- Thank You.
8. . The Samsung Galaxy A 55 special prizes will be delivered directly to the winners. However, if delivery to the winner’s location is not feasible, they will need to collect their physical prizes from a KBZPay-designated location. Winners of the special prizes will be notified via SMS by KBZPay. Special Prize winners can claim their prize by sending the email to [email protected] together with the confirmation SMS screenshot, name, NRC, phone number and current address. Once KBZPay checks and confirms that the information is completed, the winner will be shared the address where they can go and claim the prize.
9. Winner is required to redeem his/her prize at KBZ”s designated place within the specified days after receiving the confirmation SMS. Winners will not be available to claim these prizes after the deadline. KBZPay will withdraw the prize if the prize is not collected within the specified date. The winner must accept the prize only after it has been checked the prize at the time of collection. KBZ will not be liable for any errors or damages in the prize received by the winner.
10. KBZPay Christmas and New Year Pocket Money
KBZPay Users can get the christmas and new years pocket money by clicking “Open Button” in the campaign page.In order to get pocket money, the system will automatically match the prizes pool such as the Snowman, Reindeer and Santa Claus base on the snowflake they have collected on 24th,25th,31st December 2024 and 1st January 2025 at 8:00pm.As KBZPay Users, they can only unlock any one of the Snowman, Reindeer and Santa Claus per day and get pocket money. There shall not be the same specific number of snowflakes to unlock the Snowman, Reindeer and Santa Claus each day.
11. As it is first come first serve basis, Customers are encouraged to log in to their KBZPay account prior to the start of the Campaign to get the chance to open the KBZPay Pocket Money.
12. KBZPay Customers need the snowflakes that have been collected by performing the tasks specified by KBZPay to unclock the Pocket Money Prizes pool, and after one time use,the snowflakes need to be collected for another time use.
13. Cashbacks will be delivered directly to Customers’ wallets and Coupons will be found in “My Coupons” under “My profile”. Customers can enjoy the Coupons within (24) hours. The Coupons and Cashbacks credited timeline may be varied in the event outside the control of KBZ Bank. 14 Special prize winners and coupon winners are not allowed to exchange, transfer or exchange their prize/coupon as cash.
15. Customers are advised to upgrade their KBZPay application to the latest version to participate in this Campaign.
16. Customers can participate in this Campaign via KBZPay app banners, notifications, KBZPay Official Account articles and invitation links from social media.
17. During this Campaign period, KBZPay Customers will be entitled to enjoy the benefits stated in these terms and conditions, which will expire at the end of this Campaign period. Notwithstanding the Clauses herein, Customers can enjoy the Coupons as stated in Clause 12, if the Customer received the Coupons on the last day of the Campaign.
18. KBZ employees will not contact participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
19. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZPay has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
20. In the event of any dispute arising between KBZPay Customers and KBZPay regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZPay without any prejudice to the statutory rights of the Customer.
21. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these terms and conditions without giving any notice.
22. KBZPay, at any time, shall have the right to amend or cancel or terminate the terms and conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
23. All normal KBZPay terms and conditions apply.
24. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
25. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves.KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.26. These terms and conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.